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Russell Explains Flood Zones
Recent rains have shown the urgent need for covering flood damage - even when you do not live in a higher risk area.
Four Tools to Handle Risk
Here are four simple words I like to use to explain the basic concepts you use in determining what insurance to buy in managing financial risk in your life.
2021 Scholarship Award Recipients
We are pleased to acknowledge our 2021 recipients, Nicholas and Emily.
Do you need an umbrella?
What is umbrella insurance and how does it work? We'll break it down for you.
Germania ranks among industry titans as Forbes' best-in-state
Germania Insurance has earned a coveted spot on Forbes' inaugural list of America’s Best Insurance Companies in Each State.
Insurance needs attention when your Child moves out or goes to College
When a child moves away with a car and household goods, it is time to consider obtaining insurance in their name to start independence in their financial life. It helps protect the financial security for Mom and Dad from exposures presented to the child.
Staying Above Water: Why You Should Consider Flood Insurance
We are already one month into Hurricane Season. As I write this, the second storm of the season and first storm in the Gulf, Hurricane Barry has swept through Louisiana bringing tropical rains that tested levy systems.
2020 Scholarship Awards Announced
These 2020 Graduates recognized for their determination, achievement and service to others.
Billboard Scavenger Hunt contest
Have you seen our billboard in town? We have a sign appearing on over six different digital signs in Victoria. Let’s have some fun! $50 Gift card Awards for selfies!
Important Legislative Rules affect Homeowners Deductibles in claims
Legislation forces contractors to require payment of a deductible by an insured and cannot absorb that cost in their billing or settlement.
Christmas and Holiday tips and ideas
There are great ideas out there on the web and in catalogs for gift giving. The main goal is to avoid last minute shopping or decorating. If you are like me, it inevitably becomes that for me no matter how much I try to do early.
Vacation Car Rentals – What to Consider Before Hitting the Road
When renting a car on your vacation, there are several things to consider regarding insuring the rental car.
2019 Scholarship Awards Announced
These 2019 Graduates recognized for their determination, achievement and service to others.
Proud to support our United Way through their PSA
A 30 second PSA we helped create in support of Victoria County United Way.
Several Factors Affect Home Insurance Rates
“Why have my rates gone up?” That is a simple and understandable question, but the answer is not as easy and short.
New Vehicle Safety Systems - like ADAS - Add to the Cost to Repair
With the high cost of car parts and windshields, The days of saying, "It was just a tap", and assuming a low cost of repair are pretty much behind us.
Two common causes of damage: Fire and Water
Fire, Smoke and Water are often causes of loss to our home and contents. There are steps you can take to help reduce and contain the potential damage.
Lime or Bird Scooters - Fun to Use - but you're NOT insured.
First there were Segways, now there are scooters for rent. Puttering along at 20mph is risky. Are you insured?
Your Intangible Assets Count, Too!
In personal risk management, there are some intangible items you should consider.
Cotton Picker/Stripper Fires on the Rise
Germania Farm Mutual has added a new requirement to add fire suppression equipment to pickers/strippers with baler.
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