Should your home or office incur damage from a tropical storm or hurricane, here are tips to help make the claim process faster and easier:
- Take steps to mitigate any further damage to the building, such as covering roofs with tarps until repairs can be made.
- Notify your insurance company and provide them with as much detailed information as possible. Large catastrophes will generate thousands of claims, so timely reporting of losses is critical.
- Photograph damaged areas prior to making any temporary repairs and submit to your insurance provider as supporting documentation.
- Keep all supporting documentation, such as cancelled checks, receipts and invoices for every expense incurred after a loss, including items such as tarps, boards, cleaning supplies, etc. These costs add up quickly and may help erode your deductible.