Texans have a rich and longstanding tradition of using their land for agriculture. Janecka Insurance has the products and experience to offer insuring options.
You weren't born in a barn but you can live in one.
With Germania Insurance, we have unique coverage for barndominiums that Texans love. This new trend in construction involves constructing a residential space within the larger structure designed to be used as a barn.
The term “barndominium,” is a combination of “barn” and “condominium.” A barndominium is a metal, dual purpose building with roll-up doors that can hold large farm equipment, boats or recreational equipment as well as everything you need to call it home.
Depending on the farm property you wish to cover, you may be eligible for one or more of Germania’s discounts to reduce your insurance premium:
- Companion Policy Discount — 15%
- Claims Free — Up to 10%
- Alarms Credits — 5%
Barns and Implement Shed Insurance
Buildings that are currently used, or were originally built for an intended use in farming or ranching, will need to be specifically identified and scheduled for insurance coverage.
- Barns
- Implement Sheds
- Pole barns
- Animal Shelters
- Feeders and Silos
- Grain Bins
These types of buildings do not receive automatic coverage from the dwelling, like a garage, a gazebo or a pump house can receive. When we insure your property, we visit to review the structures in person to recommend the coverage options that you need.
Tractor and Farm Implement Insurance
Farm equipment can vary from an old working tractor up to a combine worth hundreds of thousands of dollars.
- Tractors
- Combines
- Irrigation Equipment
- Sprayers
- Farm Tools
- Welders and Compressors
At Janecka Insurance, we have years of experience addressing the needs of rural Texans. Give us a call to have a review and visit of your home and country property. We are ready to help.